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Is Your Beautiful Beach House Safe? Have You Insured It Yet?

Aren’t you proud of your big and beautiful summer home that stands proudly by the waves, waiting to welcome your family in during the summer to splash around? But wait. Have you obtained insurance for this beauty yet? oceanfronthhi.com tells you everything you need to know about buying yourself the perfect beach house. And we agree with www.ft.com/content/1bd95c7a-8818-11e7-afd2-74b8ecd34d3b when they emphasize on your immediate need for insuring the same.

But What Threat Does Something As Soothing and Peaceful As a Beach House Face?

Well, it’s very location, to begin with, puts it in the major threat of being flooded down. And yes, we have brought this upon ourselves by taking global warming and climate change way too lightly. All those posters and campaigns had it right all along, the lack of necessary measures have caused the global temperature to rise constantly. The extremities of the weather that we experience are sadly not the only effects of the climate change. There’s a lot more to it than meets the eye while what meets the eye is terrifying us.

The ocean levels are rising steadily, and so is the amount of water that is all set to race down and flood your homes. And there’s virtually nothing you can do but sit back and watch the ocean wash away your lifelong Investment. Well, the best you can do is, remedy the situation as best and hope for not any major loss by taking an insurance plan that protects your beach residence.

Hurry Up; You Snooze, You Actually Lose.

At this current financial scenario that the world is dwelling in, the insurance companies are becoming a lot wiser, and there’s a real, a genuine threat that they’re going to stop insuring beach houses altogether, because let’s face it. Climate change is here to stay, and no one’s taking it seriously- so there’s a genuine chance of the flooding happening in a future nearer than we want it to. By not having already insured your beach property or not rushing to do so right away, there’s a lot of money you’re standing to lose right away with no insurance.

Insurance companies are becoming wiser and wiser by the day and avoiding risky investments that do not bring them any profit whatsoever. And they’re in their right to do so, being private companies, they are not obliged in any way to provide insurance in high amounts and take risks that are beyond their abilities. So, who ultimately stands to lose here? You.
And if not totally denying insurance they’re surely going to be raising the premiums so high that there are going to be way fewer beach properties owned by the crème de la crème of the society and no one else.

So, there you go, if you haven’t already, get your beach property insured right away before you’re going to have to spend tones on it or have to sell away your beautiful family holiday home. Or worse, watch the ocean take it all away.

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